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National Investment Bank PLC

Ghana's trusted banking partner since 1952. We provide innovative financial solutions to help you achieve your dreams and secure your future.

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Head officeCedi House, Liberia Road, Accra, Ghana

Call us030 266 1701-10
Toll-free: 080 000 7777

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Home/Business Banking/SME Banking

SME Banking

Your business has great potential for growth, and NIB understands that. It is not just about bank accounts: our SME banking service gives you a range of services to help you reach your business goals.

SME banking

SME products

SME Current Accounts

SME Current Accounts are more than just any current account. They are packed with services that helps you the business owner save time and money...

  • SME Cedi (GHS) Current Account
  • SME Foreign Currency Account (FCA)
  • SME Foreign Exchange Account (FEA)
Learn more

SME Savings Accounts

Robust business savings insulates your business from unexpected emergencies. SME Savings Accounts are the perfect accounts to help you earn interest...

  • SME Cedi (GHS) Savings Account
  • SME Foreign Currency Account (FCA)
  • SME Foreign Exchange Account (FEA)
Learn more

SME Investments

NIB's business investment accounts are the ideal accounts to help you earn interest on surplus cash whilst having uninterrupted access to your funds...

  • Call Deposits
  • Fixed Term Deposits
  • Offers low risk: Fixed deposits offer low risk as they are backed by Bank of Ghana
Learn more

SME Loans/Overdrafts

Your business deserves that financial injection to grow. NIB SME Loans and Overdrafts can be tailor-made to suit your businesses needs and...

  • Working Capital Loans
  • Term Loans
  • Overdraft
Learn more

How to get started

1

Choose a solution

Pick the product above that fits your business.

2

Talk to our team

Tell us about your business and we will tailor the details.

3

Visit a branch

Bring your business documents and ID to complete the set-up.

Ready to grow your business?

Talk to our SME banking team about how we can support your business.

Contact usFind a branch