Skip to main content
030 266 1701-10Mon-Fri: 8:00AM - 5:00PM
  • Find a Branch
  • Contact Us
  • Whistleblowing
National Investment Bank PLCNational Investment Bank PLCYour Business Is Our Business
About Us
  • About NIB
  • MD's Message
  • Board of Directors
  • Executive Management
AGM Notice
Personal Banking

Accounts

  • Current Account
  • Savings Account

Borrow & invest

  • Personal Loans
  • Investment

Premium & protection

  • Private Excel Banking
  • Bancassurance
Business Banking

Business solutions

  • SME Banking
  • Corporate Banking
  • Treasury Services
  • International Trade
Digital Banking

Ways to bank

  • Internet Banking
  • NIB Mobile App
  • Fastlink USSD *710#
  • SMS Alerts

Cards & ATMs

  • NIB Debit MasterCards
  • ATM Service
  • E-Zwich Service
  • GH-Link
  • News
  • Press Releases
  • Gallery & Videos
Support

Get help

  • Submit Complaints
  • FAQ
  • Forms & Downloads
  • Dormant Accounts

Rates, results & regulator

  • Current Rates
  • Quarterly Results
  • BoG Notices

Safety & trust

  • Security
  • Whistleblowing
Internet Banking
Loading…
National Investment Bank PLC

Ghana's trusted banking partner since 1952. We provide innovative financial solutions to help you achieve your dreams and secure your future.

Banking

  • All Products
  • Personal Banking
  • Business Banking
  • Digital Banking
  • NIB Mobile App
  • Open Account
  • Branch Locator

About NIB

  • About NIB
  • Board of Directors
  • Executive Management
  • AGM Notice
  • Quarterly Results
  • News
  • Press Releases

Help & Support

  • Current Rates
  • Forms & Downloads
  • FAQ
  • Security
  • Complaints
  • Dormant Accounts
  • All Support
  • Whistleblowing
  • Contact Us

Head officeCedi House, Liberia Road, Accra, Ghana

Call us030 266 1701-10
Toll-free: 080 000 7777

Email[email protected]

Opening hoursMon-Fri: 8:00AM - 5:00PM

Get the NIB app

Download on the App StoreGet it on Google Play
Follow us

© 2026 National Investment Bank PLC. All rights reserved.

Licensed by the Bank of Ghana. Learn about deposit protection from the Ghana Deposit Protection Corporation.

  • Privacy Policy
  • Cookie Notice
  • Mobile App Privacy
  • Terms & Conditions
Home/Personal Banking/Investment Products

Investment Products

Investing at NIB is simple and fast, and yields higher returns than a standard savings account. You decide the tenure and how much to invest, either as one lump sum or as monthly contributions from your savings or current account.

NIB Investment Products

Our investment products

Investment Plus

Flexible terms with monthly contributions (coming soon).

Trust Investments

Professional management of your funds, with expert advice.

Fixed Deposits

Guaranteed returns over a fixed term.

Call Deposits

Short-term investments with quick access and competitive rates.

Benefits

  • Fixed deposits are low risk, with a guaranteed return
  • No set-up or maintenance fees
  • Helps you control impulse spending
  • With Investment Plus, contribute monthly and still earn interest
  • Call accounts pay competitive interest and give you full access to your funds

Features

  • Fixed deposits run for 91, 180 or 365 days
  • Investment Plus (coming soon) lets you set up monthly direct debits
  • Risk varies with the type of investment you choose
  • Usually no fees on most NIB investment products

You may also like

Savings Account

Save towards your goals and earn interest.

Learn more

Bancassurance

Insurance products with GLICO, simple and affordable.

Learn more

Private Excel Banking

A private banking service with a dedicated relationship manager.

Learn more

Put your money to work

Speak to us about the right investment for your goals and timeline.

Contact usSee current rates