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National Investment Bank PLC

Ghana's trusted banking partner since 1952. We provide innovative financial solutions to help you achieve your dreams and secure your future.

Banking

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  • About NIB
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Head officeCedi House, Liberia Road, Accra, Ghana

Call us030 266 1701-10
Toll-free: 080 000 7777

Email[email protected]

Opening hoursMon-Fri: 8:00AM - 5:00PM

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Licensed by the Bank of Ghana. Learn about deposit protection from the Ghana Deposit Protection Corporation.

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Home/Digital Banking

Digital Banking

Choose how you bank. Digital banking takes the stress out of visiting a branch and lets you bank at your fingertips, with the channel that suits you.

PersonalBusinessDigital
A customer paying with his phone and card
Mobile AppUSSDCardsInternet BankingATME-ZwichGH-LinkSMS Alerts

Ways to bank

Pick what you want to do.

Log in to Internet Banking
Get the mobile app
Dial *710#
Choose a debit card
Find an ATM
Get SMS alerts

The NIB Mobile app

Manage your money on your phone, from your balance to transfers, airtime and bills.

The NIB Mobile welcome screenThe NIB Mobile login screenThe NIB Mobile home screen showing an account and quick actionsThe NIB Mobile money transfer screen
Download on the App StoreGet it on Google PlayMore about the app

NIB Fastlink

  • 1.Account Services
  • 2.Transfers
  • 3.GHQR Payments
  • 4.Buy Airtime
  • 5.Bill Payments

Reply with a number

No internet or airtime needed

Banking without internet

Fastlink USSD: dial *710#

The NIB Fastlink service lets you manage your finances anytime and anywhere, on any mobile phone. No internet connection and no airtime needed.

  • Check your balance and account services
  • Transfer funds
  • Pay for goods and services with GHQR
  • Buy airtime and pay bills
  • Available 24/7
How USSD banking works

NIB Debit MasterCards

Pay locally and internationally, and get cash 24/7. Choose the card that fits you.

Standard MasterCard

Standard MasterCard

Perfect for everyday banking needs.

Features

  • Local and international transactions
  • 24/7 ATM access
  • Secure online shopping
  • Contactless payments
  • SMS transaction alerts

What you need

  • Valid NIB account
  • Minimum balance requirement
  • Valid ID document
  • Proof of address
All card details

Banking at your fingertips

Internet Banking

See your balances, view and download account activity, and bank online whenever and wherever suits you, on a computer, tablet or smartphone.

What you need

  • A valid NIB account
  • An internet connection
  • A computer, tablet or smartphone
  • A valid email address
  • A mobile phone for your OTP
Log inLearn more

Getting started with Internet Banking

Four steps from branch to online.

1

Visit a branch

Go to any NIB branch with your ID.

2

Ask for activation

Request Internet Banking activation on your account.

3

Get your login

Receive your login credentials from our team.

4

Start banking

Log in and start banking online straight away.

More ways to bank

ATMs, national card schemes and alerts, for every kind of customer.

ATM Service

NIB has 68 ATMs across the country, giving you banking 24 hours a day, 7 days a week at our branches and offsite locations.

  • 68 ATMs across the country
  • Branch and offsite locations
  • Uninterrupted access to your funds
Find an ATM

E-Zwich Service

The Bank of Ghana's national E-Zwich card makes payments and banking easy across banks, rural banks and savings and loans companies.

  • Works across all banks
  • Rural banks support
  • Easy payments and banking
Ask at a branch

GH-Link

GH-Link, set up by GhIPSS, interconnects all ATMs in the country, so a GH-Link card can withdraw from any ATM whatever the bank.

  • Withdraw from any ATM
  • Works across banks
  • Nationwide coverage
Find an ATM

SMS Alerts

Get SMS alerts for your transactions, a mini statement, your statement of accounts and current balances. This service has a monthly charge, and you sign up at your nearest branch.

  • Real-time transaction alerts
  • Mini statements via SMS
  • Account balance updates
Find a branch

Bank anywhere with the NIB Mobile app

Download the app, or visit any branch or chat with customer service to find the channel that suits you.

Contact UsDownload on the App StoreGet it on Google Play