Banking MadeSimple & Secure
Digital Banking at NIB offers customers options to select from based on their preference of service.
Digital banking takes the stress off physical banking presence and affords you the luxury of banking at your fingertips.
You can also visit any of our branches today for more information or chat with customer service via our chat system.

Our Digital Banking Services
Choose from our comprehensive range of digital banking solutions designed for your convenience
ATM Service
24/7 Banking Services Across Ghana
NIB has 68 Automated Teller Machines (ATMs) across the country, which enables the Bank to provide uninterrupted 24-hour, 7 Days-A-Week Banking Services to our clients at their convenience across our branches and offsite locations.
E-Zwich Service
National Payment Solution
The Bank of Ghana has introduced the national E-Zwich Card to facilitate easy payments and banking for all Ghanaians across banks, rural banks and savings and Loans Companies.
GH-Link
Interconnected ATM Network
GH-Link is an electronic platform set up by GHIPPS that interconnects all ATMs in the country, bearer of the GH-Link card can withdraw money from any ATM, irrespective of the bank they save with.
SMS Alerts
Stay Updated on Your Transactions
SMS Alerts allow you to stay updated on your banking transactions. Customers can register for Mobile Alerts Service to receive SMS alerts for banking transactions, as well as mini statement. Customers are given access to their statement of accounts as well as current balances. This service however attracts a monthly charge. Contact the nearest branch to sign up for this service.
Internet Banking
Banking at Your Fingertips
Online Banking allows you to enjoy banking services using the internet. You have the convenience of Internet Banking at your own terms, wherever and whenever.
Fastlink USSD (*710#)
Banking Without Internet
The NIB Fastlink Service, provides a Mobile Commerce Platform that allows the Bank to provide its customers with the flexibility and convenience of managing their finances anytime and anywhere.
NIB Debit MasterCards
Global Payment Solutions
With the growing need for convenience and security, NIB has partnered MasterCard International, a renowned partner in the global payment card industry to introduce the NIB MasterCard.
Card Types:
Banking Made
Simple & Secure
Experience the future of banking with our award-winning mobile app. Manage your finances anytime, anywhere with just a few taps.
Instant Transfers
Send money instantly to any bank account in Ghana
Account Overview
View all your accounts and balances at a glance
Smart Notifications
Get real-time alerts for all your transactions
Secure Banking
Bank-level security with biometric authentication

Welcome Screen
Beautiful welcome experience with secure login

Secure Login
Biometric authentication and secure access

Home Dashboard
Complete overview of your accounts and balances

Money Transfer
Quick and secure money transfers
Your Security is Our Priority
Advanced security measures protect your financial information and transactions across all our digital platforms
Bank-Grade Security
Encryptions and multi-factor authentications
Secure Transactions
All digital transactions are encrypted and monitored
Real-time Alerts
Instant notifications for all account activities
24/7 Monitoring
Round-the-clock fraud detection and prevention