Banking Made Simple!
NIB have a range of Retail Banking products and services designed with you in mind. Offering you a safe, convenient and easy access to your funds wherever you are, at any time.
Our Personal Banking Products
Explore our range of checking accounts, savings accounts, debit cards, personal loans, investments, electronic banking, private excel banking, banc assurance products and reach out to our customer services team if you have any questions or simply sign up and enjoy these services.
Current Accounts
Suitable for almost anybody looking for a transactional account without boundaries!
- Personalised Cheque Books
- Free Access to all NIB ATMs nationwide
- Personalised MasterCard and GHLink Debit Cards
- Optional Life Insurance cover from Glico
Savings Accounts
Interest bearing accounts designed to truly help you save money towards your dream!
- Interest bearing with withdrawal limits
- Personalised Withdrawal Books
- Optional MasterCard and GHLink Debit Cards
- Minimum operating balances apply
Investment Products
Simple, fast investment products that yield higher returns compared to standard savings accounts.
- Investment Plus Accounts
- Trust Investments
- Fixed Deposits
- Call Deposits
Personal Loans
Bridge income gaps or cover emergencies with flexible and competitive loan options.
- Scheme Loans
- Kwik Loans
- Salary Advanced
- Cash Backed Loans
Private Excel Banking
Exclusive private banking service designed for unique individuals who demand excellence.
- Platinum Black
- Excel Executive
- Excel Gold Account
- Home Bound Account
Bancassurance
Insurance products in partnership with GLICO for complete peace of mind.
- NIB Education Plan
- NIB Ideal Funeral Plan
- NIB Personal Accident Plan
- NIB Life Savings
Ready to Start Your Banking Journey?
Join thousands of satisfied customers who trust NIB for their personal banking needs. Open your account today and experience banking made simple.
