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National Investment Bank PLC

Ghana's trusted banking partner since 1952. We provide innovative financial solutions to help you achieve your dreams and secure your future.

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Head officeCedi House, Liberia Road, Accra, Ghana

Call us030 266 1701-10
Toll-free: 080 000 7777

Email[email protected]

Opening hoursMon-Fri: 8:00AM - 5:00PM

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Licensed by the Bank of Ghana. Learn about deposit protection from the Ghana Deposit Protection Corporation.

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Home/Personal Banking/Current Account

Current Account

A transactional account for almost anybody, whether you are a student, teacher, doctor, priest, plumber or expatriate. Use it from the NIB Mobile App, Internet Banking, USSD *710#, cheque books, debit cards, ATMs and any branch or agent nationwide.

NIB Current Account

Choose the account that fits you

Cedi (GHS) Current Account

For individuals or joint holders, for everyday payments in Ghana cedis.

Foreign Currency Account (FCA)

Hold and transact in major foreign currencies, individually or jointly.

Foreign Exchange Account (FEA)

Manage foreign exchange transactions in line with Bank of Ghana rules.

Excel (Private Banking)

For private banking clients, with a dedicated relationship manager.

Trust Current Account

For managing funds held in trust for beneficiaries.

Benefits

  • Optional life insurance cover from GLICO
  • Access to overdrafts and personal loans
  • Reach your money from anywhere without carrying cash
  • A personalised MasterCard to shop online and pay anywhere in the world
  • Your funds are safe and secure

Features

  • Initial opening balance applies
  • Personalised cheque books
  • Free use of all NIB ATMs nationwide
  • Personalised MasterCard and GHLink debit cards
  • Optional life insurance cover from GLICO
  • Account maintenance fees apply

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Savings Account

Save towards your goals and earn interest.

Learn more

Personal Loans

Flexible loans for fees, bills and emergencies.

Learn more

Private Excel Banking

A private banking service with a dedicated relationship manager.

Learn more

Ready to open a current account?

Visit any branch with a valid ID, or contact us and we will guide you to the right account.

Find a branchContact us