Current Account
NIB current accounts are suitable for almost anybody looking for a transactional account without boundaries! So whether you are a student, house wife, priest, doctor, teacher, plumber, expatriate or a security personnel we have a current account just right for you. NIB current accounts offers you all you need to operate your account from anywhere and at any time. Your current account can be accessed with the NIB Mobile App, Online Banking, USSD *710#, Personalised Cheque Books, Debit Cards, ATMs Worldwide and in person from any of our branches and agents nationwide.
Current Account Types
Individual or Joint Cedi (GHS) Current Account
A flexible current account for individuals or joint holders, denominated in Ghana Cedis (GHS). Ideal for everyday transactions and payments.
Individual or Joint Foreign Currency Account (FCA)
Hold and transact in major foreign currencies. Suitable for individuals or joint holders who receive or make payments in foreign currencies.
Individual or Joint Foreign Exchange Account (FEA)
A current account for individuals or joint holders to manage foreign exchange transactions in compliance with Bank of Ghana regulations.
Excel (Private Banking) Current Account
Exclusive current account for private banking clients, offering premium services, dedicated relationship management, and tailored financial solutions.
Trust Current Accounts
Specialized current accounts for managing funds held in trust for beneficiaries, with secure and transparent operations.
Benefits
- Peace of mind with our optional life insurance cover from Glico
- Access to Overdrafts and Personal Loans
- Convenience of accessing your account from anywhere without carrying cash
- Personalised MasterCard that allows you to shop online and pay for transactions anywhere in the world
- Your funds are safe and secure
Features
- Initial opening balances apply
- Personalised Cheque Books
- Free Access to all NIB ATMs nationwide
- Personalised MasterCard and GHLink Debit Cards
- Optional Life Insurance cover from Glico
- Account maintenance fees apply
