Investment Services

Grow your wealth with our comprehensive range of investment products and professional advisory services

Our Investment Products

Choose from a variety of investment options to suit your financial goals and risk appetite

Fixed Deposits

Fixed Deposits

Guaranteed returns on fixed-term investments

Minimum
GHS 500
Returns
Up to 16% p.a.
  • Terms from 30 days to 5 years
  • Competitive interest rates up to 16% p.a.
  • Flexible interest payment options
  • Automatic renewal options
  • Loan against deposit facility
Call Deposits

Call Deposits

Short-term investments with immediate access

Minimum
GHS 10,000
Returns
Up to 14% p.a.
  • Short notice period (24 hours)
  • Competitive rates up to 14% p.a.
  • High liquidity
  • No penalties for early withdrawal
  • Minimum deposit GHS 10,000
Government Securities

Government Securities

Low-risk investment in government-backed securities

Minimum
GHS 1,000
Returns
Market rates
  • Treasury bills (91, 182, 364 days)
  • Government bonds (2-20 years)
  • Competitive yields
  • High liquidity
  • Backed by government guarantee
Corporate Bonds

Corporate Bonds

Higher yield investments in corporate debt securities

Minimum
GHS 5,000
Returns
Market-linked
  • Fixed and floating rate bonds
  • Various maturity periods
  • Credit-rated securities
  • Regular interest payments
  • Secondary market trading
Mutual Funds

Mutual Funds

Diversified investment portfolios managed by professionals

Minimum
GHS 1,000
Returns
Market-linked
  • Equity funds
  • Bond funds
  • Money market funds
  • Balanced funds
  • Professional fund management
Investment Plus Accounts

Investment Plus Accounts

High-yield investment accounts with flexible terms

Minimum
GHS 1,000
Returns
Up to 18% p.a.
  • Higher interest rates
  • Flexible tenure
  • Early withdrawal options
  • Automatic rollover
  • Competitive returns

Why Invest with NIB?

We provide professional investment services with competitive returns and expert guidance

Higher Returns

Earn significantly more than regular savings accounts

Professional Management

Expert fund management for optimal returns

Flexible Options

Choose from various investment terms and amounts

Secure Investment

Your investments are safe and guaranteed

Current Investment Rates

Fixed Deposit Rates

Current interest rates on fixed deposits

30 days15.50%
90 days16.00%
180 days16.50%
1 year17.00%
2 years17.50%

Government Securities

Current yields on government securities

91-day T-Bill24.50%
182-day T-Bill25.00%
364-day T-Bill25.50%
2-year Bond26.00%
5-year Bond26.50%

Rates are indicative and subject to change. Contact us for current rates.

Start Investing Today

Take advantage of our competitive investment products and grow your wealth with NIB

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